Privacy Policy
Last updated: February 2026 | Compliant with Digital Personal Data Protection Act, 2023
1. Introduction
Trustner ("we", "our", "us") is committed to protecting your personal data. This Privacy Policy explains how we collect, use, store, and share your information when you use our website (wealthyhub.in) and services.
This policy is compliant with the Digital Personal Data Protection Act, 2023 (DPDPA) and applicable SEBI, AMFI, and IRDAI regulations regarding data protection.
2. Information We Collect
We collect the following categories of personal data:
- Identity Data: Name, PAN, Aadhaar (for KYC), date of birth, gender
- Contact Data: Email, phone number, postal address
- Financial Data: Bank account details, investment history, insurance policies
- Technical Data: IP address, browser type, device information, cookies
- Usage Data: Pages visited, features used, interaction patterns
3. How We Use Your Data
- To process mutual fund investments and insurance applications
- To complete KYC verification as required by SEBI/AMFI regulations
- To provide personalized investment recommendations
- To send transaction confirmations and policy documents
- To comply with regulatory reporting requirements (SEBI, AMFI, IRDAI, FIU-IND)
- To improve our services and user experience
4. Data Sharing
We share your data only with:
- Asset Management Companies (AMCs) for mutual fund transactions
- Insurance companies for policy issuance and claims
- KYC Registration Agencies (KRAs) as mandated by SEBI
- Payment processors for transaction execution
- Regulatory authorities (SEBI, AMFI, IRDAI, FIU-IND) as required by law
5. Your Rights (DPDPA 2023)
Under the DPDPA 2023, you have the right to:
- Access your personal data held by us
- Correct inaccurate personal data
- Erase your personal data (subject to regulatory retention requirements)
- Withdraw consent for data processing
- Nominate a person to exercise rights in case of death or incapacity
- File a grievance with our Data Protection Officer
6. Data Security
We employ industry-standard security measures including encryption (SSL/TLS), secure data storage in India as per RBI data localization requirements, access controls, and regular security audits.
7. Data Retention
We retain your data for as long as required by applicable regulations (typically 5-8 years for financial records) and for legitimate business purposes.
8. Contact Us
For privacy-related queries, contact our Grievance Officer:
Email: wecare@wealthyhub.in
Phone: +91-6003903737